Over the past few years, drone technology has revolutionized a number of industries and insurance is no exception. Major insurance companies are increasingly utilizing drones for various tasks, from conducting roof inspections to assessing damages after natural disasters. In this article, we will explore how major insurance companies have been utilizing drone technology and how it is transforming the insurance industry.
One of the main benefits of using drones in insurance is that they provide a safer and more efficient way to conduct inspections. Traditional roof inspections require an inspector to climb up a ladder or use specialized equipment to examine the roof, which can be dangerous and time-consuming. With drones, insurance companies can quickly and easily inspect roofs without putting anyone at risk. In fact, many insurers are now requiring drone inspections before providing coverage to homeowners.
State Farm, one of the largest insurance companies in the United States, has been utilizing drone technology since 2016. The company has trained over 500 employees to operate drones and has used them to assess damage in areas affected by natural disasters, such as hurricanes and tornadoes. In addition, State Farm uses drones to inspect roofs, which has helped the company to identify issues that may not have been visible during traditional inspections. State Farm has also partnered with a drone company to develop a drone that can be deployed in areas affected by wildfires to assess damage and identify areas that are at risk of further damage.
Allstate, another major insurance company in the United States, has also been using drones for inspections. In 2016, the company received permission from the Federal Aviation Administration (FAA) to use drones for roof inspections. Allstate has since used drones to inspect over 20,000 roofs and has found that the technology has helped to improve the accuracy of inspections and reduce the time it takes to complete them. The company also uses drones to assess damage after natural disasters, such as hurricanes and floods.
In addition to improving the efficiency of inspections, drones are also being used by insurance companies to improve customer service. For example, if a homeowner files a claim for damage to their roof, the insurance company can use a drone to quickly assess the damage and provide an estimate for repairs. This can help to expedite the claims process and reduce the time it takes for homeowners to receive compensation for their losses.
Liberty Mutual, one of the largest insurance companies in the world, has been using drones to improve customer service. In 2016, the company partnered with a drone startup to develop a drone that could be used to inspect homes and provide a detailed report on the condition of the property. The drone is equipped with a high-resolution camera and can capture images of the entire property, including the roof, windows, and siding. This information can then be used by the insurance company to provide a more accurate quote for coverage and to identify any issues that may need to be addressed before coverage can be provided.
Drones are also being used to improve safety during the claims process. When a homeowner files a claim for damage to their property, an insurance adjuster must typically visit the property to assess the damage and determine the amount of compensation that should be provided. This can be a dangerous process, especially if the damage is caused by a natural disaster, such as a hurricane or tornado. Drones can be used to assess the damage without putting anyone at risk, which can help to improve safety for both the insurance adjuster and the homeowner.
Nationwide, one of the largest insurance companies in the United States, has been using drones to improve safety during the claims process. The company has developed a drone program that allows adjusters to assess damage without having to physically visit the property. This has helped to improve safety during the claims process and reduce the risk of injury to both adjusters and homeowners.